All industries gather consumer information to compile marketing data for commercial advantage. This has grown into a major global industry where Data Brokers buy and sell consumer information without any responsibility for the consequences.
The payment industry is a key provider of information to data Brokers, since personal data on what you and your family purchase is a major contribution to building a digital profile of You, which can be bought and sold to anyone in a form of digital slavery.
This data includes personal lifestyle choices, very private health payments, political contributions and is a major invasion of personal privacy. The sharing of private information is now being resisted, and Privacy is becoming an essential consumer requirement in many multi-use digital products.
The payment world is changing. New laws such as the Cures Act in the USA have been enacted to protect consumers from personal data intrusion, collection, and profiling. Zoin Plus meets this challenge and has been designed to enable consumers to make private purchases as and when they want to. Their product purchases are only known to the consumer and the merchant.
The consumer selects the items they want to purchase and moves to Checkout where they are informed that their purchases will be made using the secure Zoin Plus privacy process. The consumer has the option not to use this private payment service if they want their spending information disclosed to others.
Upon clicking acceptance of the Zoin Plus payment process their total purchase payment is used to buy a Zoin Plus Privacy token for the same value. This is the purchase that is processed by their credit and debit card companies. Subsequent to this payment card transaction, the Zoin Plus token is redeemed for the items purchased from the merchant. All of this happens in a few seconds and is similar in timing to a standard payment card transaction.
The consumer receives their email receipt of purchase which states that they purchased a Zoin Plus privacy token, showing the token number and value. The receipt then shows what goods and services the token purchased. The consumer’s credit or debit card statement will show the merchant, the Zoin Plus privacy token purchase, and the value of the transaction; not the ultimate products purchased. The only information available to a data broker is that the consumer purchased a token. What they spend it on remains private.
The Zoin Plus token is an unregulated stored value token for use amongst merchant members. It provides the consumer with the same privacy as cash, or a gift card. The Zoin Plus merchant is paid for the sale of the Zoin Plus privacy tokens by Zoin Solutions, or their selected payment acquirer.
Click on the Check it Out button and be taken to a typical Zoin Plus merchant member. Buy a low value Burger King or Apple iTunes gift card and participate in the real-time consumer experience of using Zoin Plus. You will see how easy the process is from checkout to receipt.
Zoin Plus payment card fees for merchants are comparable to standard Payment Acquirer transaction costs for your industry. There is no financial burden in offering any of your customers the option of purchasing their products and services of choice in complete privacy. Want to give them that choice?
Signing up for Zoin Plus is simple. Just visit our website and complete the registration form with your personal and business details. Once submitted, you will receive a confirmation email with further instructions to activate your account.
You can link a variety of payment methods to your Zoin Plus account, including major credit and debit cards, bank accounts, and alternative payment options. This flexibility allows you to manage your transactions efficiently.
Absolutely! Zoin Plus prioritizes your security with advanced encryption and fraud protection measures, ensuring that your transactions are safe and your data remains confidential.
Yes, Zoin Plus supports international transactions, allowing you to make payments globally with ease while minimizing delays and fees.
If you encounter any issues with your Zoin Plus transaction, please reach out to our customer support team immediately via phone or email. Our dedicated experts are available 24/7 to assist you in resolving any concerns promptly.
Fast, Secure, and Compliant Disbursements. Zoin Payouts enables organizations to deliver funds instantly and securely to their customers, partners, or employees.
Fast, Secure, and Compliant Disbursements. Zoin Payouts enables organizations to deliver funds instantly and securely to their customers, partners, or employees.
